Having adverse credit can cause problems for people finding a good loan deal. Unfortunately, it means that the likelihood of being accepted for a loan at a competitive rate is minimal but that’s not to say there aren’t alternative options to consider.

People with adverse credit could still be eligible for a loan, read our guide on bad credit loans.

What is an adverse credit loan?

The term ‘adverse credit’ is actually credit-slang for people with a poor credit history. So an adverse loan isn’t exactly a product in its own right, but is generally associated with loans of that have a higher APR.

So if you’ve had issues with re-payments on credit e.g. loans, mortgages, or credit cards, over the past few years then this may have had an impact on your credit score.

How can Little Loans help?

  • Borrow between £100 and £2,000
  • Get a free loan confidence rating
  • We search the market for you
  • No hidden costs, no credit check
  • No paperwork whatsoever

Our free ‘Loan Confidence Rating’ can tell you the chances of being accepted for an adverse credit loan without having any impact or leaving a footprint on your credit history! footprint!

Get an instant loan decision today!